Microfinance Loan Account Officer

Join BDO Unibank as a Microfinance Loan Account Officer and play a pivotal role in driving financial inclusion in Bali. This position offers a unique opportunity to make a tangible impact by providing microfinance solutions to underserved communities while ensuring their financial needs are met. In BDO Unibank, you'll work in vibrant locations such as Canggu, Ubud, Denpasar, Jimbaran, Nusa Dua, Kuta, and Badung, where you'll daily engage with clients, assess their financial situations, and tailor loan products to their specific needs.

At BDO Unibank, we believe in empowering individuals and businesses through accessible and innovative financial services. As a Microfinance Loan Account Officer, you'll be part of a dynamic team dedicated to bridging the gap between financial services and those who need them most. You'll use tools like Core Banking System, CRM software, and financial analysis tools to streamline processes and enhance customer satisfaction.

📋 Tanggung Jawab Pekerjaan

• Assess and evaluate the financial needs of microfinance clients, providing tailored loan solutions.
• Conduct thorough credit analysis and risk assessments to ensure the viability of loan applications.
• Manage the entire loan lifecycle, from application to disbursement and repayment.
• Provide financial education and counseling to clients to help them manage their loans effectively.
• Monitor loan portfolios and implement recovery strategies for overdue accounts.
• Collaborate with the branch team to ensure smooth operations and customer satisfaction.
• Utilize CRM software and financial analysis tools to track client interactions and loan performance.
• Stay updated with industry trends and regulatory requirements to provide the best financial advice.

🎓 Kualifikasi & Syarat

• Bachelor's degree in Finance, Economics, Business Administration, or a related field.
• Minimum of 2 years of experience in microfinance, banking, or a related field.
• Strong understanding of microfinance products and services.
• Excellent communication and interpersonal skills to build rapport with clients.
• Proficiency in using Core Banking System, CRM software, and financial analysis tools.
• Knowledge of Indonesian financial regulations and microfinance best practices.
• Ability to work independently and as part of a team in a fast-paced environment.
• Fluency in Indonesian and English is a plus.

🛠️ Keahlian

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